Creditor Protection Number (CPN) with monitoring
- A creditor protection number with monitoring allows you to stop your creditors dead in their tracks.
- Money Sharp uses over a decade of experience and sophisticated technology to catch your debt collectors when they abuse the FDCPA.
- How does CPN (Creditor Protection Number) work?
- Step 1. Money Sharp creates a unique Creditor Protection Number (CPN) for you to direct all future creditor calls to.
- You give your creditors your new number (CPN) and have them update your profile by removing your home, cell and work number. Simply tell them; those "old" numbers will not be valid after your bankruptcy. No more creditor calls to your home, work or cell.
- Step 2. We use our technology to monitor all the phone activity by your debt collectors.
- We document and store:
- Missed calls
- Hang ups
- Voicemail messages (fully transcribed)
- Voicemail messages (audio recorded)
- Time & Date of calls
- Frequency and total number of calls by debt collector
Life is busy enough. If you don't have the time to answer every creditor call you receive and document the details of these calls; the CPN is for you.- If we discover that a debt collector has violated any of your rights under the FDCPA, we will contact you immediately, notifying you of your potential claim against the offending debt collector.
- Our creditor protection number will restore peace and tranquility to your life and give you the security that your debt collector calls are being monitored.
- Order your Creditor Protection Number (CPN) with (24 months monitoring) for a one-time payment of $20.
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Did you know ATT&T, SPRINT, VERIZON and TMOBILE will NOT provide you records of missed calls or hang-ups? If a creditor is harassing you and calling your cell phone multiple times per day, there won't be any record of these excessive calls unless the calls reach your voicemail or you answer each and every call.
With your Money Sharp CPN number will monitor and record the date and time of every call made to you by your creditors.
Did you know?
- The Fair Debt Collection Practices Act is designed to protect consumers from debt abuse and harassment.
- If a debt collector commits any of the following offenses against you, you may have a claim to recover damages. *For each violation, debt collectors are liable for actual damages you have suffered, statutory damages of $1,000 and attorney's fees.
- Knowing your rights can prevent undue stress.
- According to fair debt collection laws, a debt collector CANNOT:
- Ask you to pay more money than you owe
- Call you before (8:00 am or after 9:00 pm)
- Ask you to pay interest, or fees that are not allowed by law
- Dial repeatedly and make continuous phone calls
- Make annoying, harassing, and abusive phone calls
- Threaten to have you arrested for non-payment
- Fail to disclose their identity when they contact you
- Threaten violence or harm of a person, property or reputation
- Contact people other than yourself or your attorney
- Use obscene, abusive or profane language
- Threaten action they cannot or will not take
- Use deceptive methods to collect debts
- Accuse you of having committed a crime
- Wait years after an unlawful judgement has been secured to attempt further collection activities
- Fail or refuse to identify itself as a debt collector
- Claim affiliation with the police, court or any other authority
- Give information to family, friends, neighbors, or co-workers about your debt or that they are trying to collect a debt
- Demand unlawfully your social security number, credit or debit card, bank account or e-check authorization
- Make any false promise to improve your credit score
- Contact you after written notification that you do not want to be contacted any further